Hi, this is Karena Jolley
with Coldwell Banker Mendo Realty Inc. and if you are a first time
homebuyer, then there are many questions I would like to help answer and help
you with to make the buying process so much more comfortable. There is
too much for me to discuss them all in this short video, but I wanted to
briefly talk about a couple of important aspects to get you started.
First is knowing what you are qualified for and what your options are. It
sounds easier to jump into looking at houses first, but unfortunately I have
seen clients heartbroken because they have found a home but then cannot qualify
for it, or the payments are too high, or they cannot get qualified fast enough
and another offer beats them out. So, give me or my partner Kelsi a call
or email and we can help get you connected to an experienced lender who will
show you your options. There are many types of loans out there with
different down payment requirements, so knowing ahead of time is great
preparation. And many people ask me about interest rates, so a good local
lender Rick Costa has provided this great brochure of 30 things that affect
rates. It helps explain why one person gets a different rate vs another
person-- besides the fact that interest rates are constantly moving up and down
in the market!
Once you know what you
are qualified for, then we need to talk so that I can understand what you would
like in a house and property and what location. It helps me to keep an
eye on the market for you, and also to create a custom search so that you are
notified as soon as something comes onto the market too. Then it's time
to go out looking! And that brings up a whole host of other questions
that I would like to cover in future videos, so that you can better understand
the process.
Please feel free to
contact me with questions
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