Open Houses April 28 2024

OPEN HOUSES THIS SUNDAY APRIL 28TH and I will be at 433 Park Blvd in Ukiah 11am to 1pm

Karena Jolley, Full-Time Realtor
RE/MAX Gold Selzer Realty & Associates
707-354-2999
license 01482063
website MendoHomes.com

 

Income Tax Rates through History!

 So I never thought about this until someone posted a comment on Facebook and I had to go look it up online.  Historic Income Tax Rates!   I know the taxes were imposed and repealed but in 1913 we started up income taxes and never looked back.  But I had not realized how many changes there were to the taxes through the years (makes sense, but I didn't know).  

Here's an article that has the chart:

https://www.wolterskluwer.com/en/expert-insights/whole-ball-of-tax-historical-income-tax-rates

Karena Jolley 

Full-Time Realtor at
RE/​M​AX Gold Se​lzer Realty & Associates
707 354 2999 cell
mendohomes.com
dre# 01482063

Austism Awareness month

 I want to bring more awareness to not only Autism but also Neurodivergent people in our world.  As I always tell Tristan, it doesn't make you any better or any worse than anyone else, just different!  And different is good, but sometimes people need to have a bit more understanding and patience.  Hey, we all need to try to do the best we can, right?  

And I find different articles about aspects of Neurodivergent people.  This particular one is health related. Here's an article about the concerns of toxic buildup in Neurodivergents-- but not all, since again everyone is different.  But sometimes the general genes and makeup of the body is not allowing it to process out some of the plastic toxins (and other) from the body, which can wind up causing other problems.  I found this an interesting read-- science is continuing to uncover so much about our body and find ways of helping people.  Already so different from when I was little!

https://www.sciencealert.com/common-plastic-additive-linked-to-autism-and-adhd-scientists-find

Karena Jolley

Full-Time Realtor at

RE/MAX Gold Se​lzer Realty & Associates
707 354 2999 cell
mendohomes.com
dre# 01482063

Standoff in Real Estate?

 I completely agree with this article covering the market standoff that is occurring right now.  With interest rates having gone up so much in such little time, the prices of homes would typically be falling by now-- but they are not much where we live in Northern California (Mendocino County).  The sellers are reluctant to reduce prices, especially when they do not need to sell.  And many are going to wait close to their desired price and try again in the spring.   This has left buyers with the tough decision-- pay a higher mortgage for now, work towards a buy-down to temporarily keep the payments lower, or wait and see what happens to the interest rates...

referring to this article: 

https://www.housingwire.com/articles/video-if-homebuyer-demand-is-so-weak-why-arent-home-prices-falling/

Karena Jolle​y, Full-Time Realtor at
RE/MAX Gold Selzer Realty & Associates
707 354 2999 cell
mendohomes.com
dre# 01482063

Post from 6/2/23

This was a post from June 2023, and as the company that our website that we have used for many years is closing business, I wanted to move some of our blog posts to Blogger, since this is our main one now! 

Kelsi Ryan and I just changed over to  Selzer Realty & Associates, and although the change has been a little exhausting, and I have a renewed sympathy for anyone moving, we are totally happy.  We are still Full-Time Realtors and still have offices in Ukiah and Willits (now one in Laytonville).  We now work for a company that is connected with RE/MAX, with all of its strong international presence and excellent marketing.  Selzer Realty & Associates RE/MAX Gold is community involved, and the business is structured on helping their agents as much as possible, so we can do a better job of helping our clients.  It's a positive concept!  I have been recently reading parts of the Don't Sweat the Small Stuff at Work book, and the idea of looking at not only yourself but your work environment for ways to improve and lessen stress and negativity is something that I am earnestly trying to implement.  And this change is a step forward for us in implementing those "good" habits.  

The Open sign will be out more at the Willits office at 390 S Main Street, so please look for it and stop by!

Karena Jolley, Full-Time Realtor at
RE/MAX Gold S​​elzer Realty & Associates
707 354 2999 cell
mendohomes.com
dre# 01482063

Interest rates April 2023

 Finally we are heading in a bit better direction on the interest rates, under the 6.5% range now.  Is that great?  Yes and no.  We have been slowly declining since it hit up and over 7% weeks ago, and finally we are heading for the 6.25% range and hopefully under 6% sooner than later.  However, last year it was in the 5% range, and that was a huge jump over February-March 2022.  So, we are still getting used to the change in rates one year later.  This is the new normal, here to stay-- but hopefully we'll be adjusting in the 5% range at least...

reference article https://www.realtor.com/news/trends/mortgage-rates-just-fell-again-but-the-news-gets-even-better/

Karena has been a full-time Realtor since 2005 providing extensive knowledge of homes and land in the inland Mendocino County and Western areas of Lake County with a consistently high production record of both listing and selling. Karena began working with Kelsi Ryan in 2013 and their teamwork was honored with the Realtor’s 2018 award for best team! Using our business and service backgrounds, our clients benefit from our communication, organization and marketing skills and are able to feel comfortable and informed every step of the way. With our years of experience in pre-listing preparation, negotiating skills, contract knowledge, we help you plan and achieve the best terms possible for your purchase or sale. In 2016, Karena’s son Tristan was born, making him the youngest member of the team, and he continues to help in his own way! We are looking forward to meeting you, and we shall be here for you long after the transaction is over.  View my listings at MendoHomes.com

Areas served:
Willits, Ukiah, Calpella, Talmage, Laytonville, Hopland, Potter Valley, Redwood Valley, Upper Lake, Lakeport, Kelseyville, Nice, Lucerne

Market Statistics

 So, personally I do not agree with these current statistics, because Mendocino County saw far less homes sell last year than what this is saying.  Sonoma County also saw many, many less homes sell.  Doesn't mean all the prices dropped, although some certainly did.  I saw areas of Mendocino County drop 10% plus depending on the circumstances.  Sonoma County has slowed down, but theirs is reflected in fewer multiple offers and less homes going for over asking...  and some who reached too high are having to lower their price.  

When statistics are run, they generally-- in my opinion-- should automatically kick out the highest and lowest, and the upper price ranges unless that is specifically what is being looked at statistic-wise.  After that, the average and median will have a much better and more accurate range.  As for the number of sales, I honestly don't know what the California Association of Realtors was looking at, but we did not just see a 12% drop in sales!

Now we are March, looking to this spring and summer and how the economy and interest rates will be affecting the buyer interest...

Karena Jolley, Full-Time Realtor 

Karena has been a full-time Realtor since 2005 providing extensive knowledge of homes and land in the inland Mendocino County and Western areas of Lake County with a consistently high production record of both listing and selling. Karena began working with Kelsi Ryan in 2013 and their teamwork was honored with the Realtor’s 2018 award for best team! Using our business and service backgrounds, our clients benefit from our communication, organization and marketing skills and are able to feel comfortable and informed every step of the way. With our years of experience in pre-listing preparation, negotiating skills, contract knowledge, we help you plan and achieve the best terms possible for your purchase or sale. In 2016, Karena’s son Tristan was born, making him the youngest member of the team, and he continues to help in his own way! We are looking forward to meeting you, and we shall be here for you long after the transaction is over.  View my listings at MendoHomes.com

Areas served:

Willits, Ukiah, Calpella, Talmage, Laytonville, Hopland, Potter Valley, Redwood Valley, Upper Lake, Lakeport, Kelseyville, Nice, Lucerne